Cost-Effective Client Assessment in a Small Microfinance Institution (MFI): The Experience of DEMOS in Croatia
This case study highlights DEMOS’s approach to institutionalize knowledge of its clients, enabling the provision of more-appropriate products and services. DEMOS shows how such methods can succeed, even in small institutions with limited resources. This paper supports DEMOS’s commitment to routine client assessment and describes the process, including system development and component design. It also analyzes the cost-effectiveness of this system and summarizes lessons learned.